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Because there are levels of moral growth, character, and self-control, it became necessary to lay down laws, codes, and rules for mankind in the mass. These may be of sacred origin, as with a Moses, or of secular authority, as with a ruler. Where the name of God is invoked to give them weight, this is usually a human device. But the come-back of karma is very real, and not a fancy.
-- Notebooks Category 6: Emotions and Ethics > Chapter 1 : Uplift Character > # 310