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Where misfortune seems to have visited a man through no contributory cause of his own, where he does not seem to have deserved in any way the poor cards which have been dealt out to him by destiny, he has no other alternative than to ascribe it to the deeds and thoughts of a former existence on earth, or to the necessary education of his inner nature by his higher self.

-- Notebooks Category 9: From Birth to Rebirth > Chapter 3 : Laws and Patterns of Experience > # 41